Best Instant Loan App in India with some of my personal experience. Instant loan app are very good for emergency money requirement. We have given here Instant loan app Review, interest, eligibility, requirements etc and from some of the loan app, I myself have taken loan from it and hence giving my personal experience also.
Best Instant Loans Apps in India List
1. Branch Personal Loan App
2. KreditBee Instant Personal Loan App Online Loan
3. CashBean – Personal Loan by PC Financial
4. TrueBalance – Quick Online Personal Loan App
5. RapidRupee
6. MoneyTap Instant Loan App
7. InstaMoney – Instant Personal Loan, Advance Salary
8. Instant EMI Shopping, Personal Loan app – Kissht
9. ZestMoney – Shopping on EMI without credit card
10. Kreditzy Personal Loan App
More Best Instant Loan App in India
11. Smart Coin Personal Loan App
12. mPokket App for Instant Loan
13.
14. uuCash Instant Loan App
15. Paysense
16. Dhani
17. India Lends
18. CASHe
19. Credy
20. Early Salary
21. Rupeelend
22. StashFin
23. PayMeIndia
24. Flexsalary
25. Loantap
26. Afinoz Instant Personal Loan App
28. RealmePaySa
29. MI Credit
30. India Lends Instant Loan App
31. NIRA Personal Loan App
32. Money View Personal Loan App
Best Instant Loans Apps in India Basic Requirements to apply
To apply for the instant personal loans through app, you need the following documents which should be uploaded online.
1. Aadhaar Card
2. PAN Card
3. Bank account details and Bank Statement (6 months)
4. Selfie
5. Salary slip may be required by some apps for salaried people, but not required for many apps.
Instant Loan Apps in detail
1. Branch Personal Loan App
Branch Personal loan app offers instant loan ranging from Rs.750 to Rs.50,000. Monthly interest ranges from 2% to 3%. Processing fee starts from 2% onwards. If you are eligible, you will get the money in your account in 5 minutes and total time taken including loan applying etc will be around 10 to 30 minutes only.
Google Play Link : Click here to Download App
Website: https://branchapp.in/
My Personal experience
| Loan Amount | Rs.2000/- |
| Processing Fee | Rs.200/- |
| GST | Rs.36/- |
| Disbursal Amount | Rs.1764/- |
| Interest | Rs.122/- |
| Total Repayment Due | Rs.2122/- |
| 1st Instalment | Rs.1061 on 10 Jul 2021 |
| 2nd Instalment | Rs.1061 on 10 Aug 2021 |
2. KreditBee Instant Personal Loan App Online Loan
KreditBee Instant Personal Loan App Online Loan offers instant loan ranging from Rs.1000 to Rs.200,000. Interest ranges from 0% to 29.95% per annum. Processing fee varies from 0% to 7%. Tenure ranges from 62 days to 15 months. If you are eligible, you will get the money in your account in 5 minutes and total time taken including loan applying etc will be around 10 to 30 minutes only.
Google Play Link : Click here to Download App
Website: https://www.kreditbee.in/
My Personal experience (2019)
| Loan Amount | Rs.1600/- |
| Processing Fee | Rs.100/- |
| GST | Rs.18/- |
| Onboarding Fee | Rs.35/- |
| Disbursal Amount | Rs.1447/- |
| Interest | Rs.177/- |
| Tenure | 15 days |
| Total Repayment Due | Rs.1624/- |
3. CashBean – Personal Loan by PC Financial
CashBean – Personal Loan by PC Financial offers instant loan ranging from Rs 1,500 to Rs 60,000. Interest 0.07% per day (25.55% per annum). Processing fee varies from Rs.90 to Rs.2,000. Tenure ranges from 62 days to 120 days. If you are eligible, you will get the money in your account in 5 minutes and total time taken including loan applying etc will be around 10 to 30 minutes only.
Google Play Link : Click here to Download App
Website: https://www.cashbean.in/
My Personal experience (2019)
| Loan Amount | Rs.1500/- |
| Processing Fee | Rs.172/- |
| GST | Rs.30/- |
| Disbursal Amount | Rs.1500/- |
| Interest | Rs.23/- |
| Tenure | 15 days |
| Total Repayment Due | Rs.1725/- |
4. TrueBalance – Quick Online Personal Loan App
TrueBalance – Quick Online Personal Loan App offers instant loan ranging from Rs.5000 to Rs.50,000. APR ranges from 60% to 154.8%. Processing fee varies. Tenure ranges from 62 days to 90 days. If you are eligible, you will get the money in your account in 5 minutes and total time taken including loan applying etc will be around 10 to 30 minutes only.
Google Play Link : Click here to Download App
Website: https://www.truebalance.io/
My Personal experience (2021)
| Loan Amount | Rs.3962/- |
| Processing Fee (10%) | Rs.396/- |
| GST | Rs.71/- |
| Disbursal Amount | Rs.3495/- |
| Interest | Rs.396/- |
| Tenure | 2 months, 1 day |
| Total Repayment Due | Rs.4358/- |
| 1st Installment | Rs.2179/- |
| 2nd Installment | Rs.2179/- |
5. Personal Loan App Instant Online Loan – RapidRupee
Personal Loan App Instant Online Loan – RapidRupee offers instant loan ranging from Rs.1000 to Rs.60,000. Interest range varies. Processing fee varies. Tenure varies.
Google Play Link : Click here to Download App
Website: https://www.rapidrupee.in/
My Personal experience (2021) – Loan Offering for me (I have not taken)
| Loan Amount | Tenure | Repayment Amount |
| Rs.500/- | 21 days | Rs.740/- |
| Rs.500/- | 30 days | Rs.745/- |
| Rs.1000/- | 21 days | Rs.1481/- |
| Rs.1000/- | 30 days | Rs.1490/- |
6. MoneyTap – Personal Loan & Credit Line App
MoneyTap – Personal Loan & Credit Line App offers instant loans. Interest range varies. Processing fee varies. Tenure varies.
Google Play Link : Click here to Download App
Website: https://www.moneytap.com/personal-loan.html
My Personal experience (2021)
| Loan Amount | Tenure | Repayment Amount |
| Rs.500/- | 15 days | Rs.500/- (No interest within Repayment Date) |
7. InstaMoney – Instant Personal Loan, Advance Salary
InstaMoney – Instant Personal Loan, Advance Salary offers instant loans. Interest range varies. Processing fee varies. Tenure varies.
Google Play Link : Click here to Download App
Website: https://www.lendenclub.com/
My Personal experience (2021)
The app did not open in my mobile.
8. Instant EMI Shopping, Personal Loan app – Kissht
Instant EMI Shopping, Personal Loan app – Kissht offers instant loans. Interest range varies. Processing fee varies. Tenure varies.
Google Play Link : Click here to Download App
Website: https://kissht.com/
My Personal experience (2021) – Loan Offering for me (I have not taken)
| Loan Amount | Rs.6548/- |
| Tenure | 2 years |
| Disbursal Amount | Rs.5032/- |
| Total Repayment Amount | Rs.6548/- |
| First Instalment (within 15 days) | Rs.6548/- |
| Second Instalment (2 years from now) | Rs.325/- (100% waiver if first instalment paid on time) |
9. ZestMoney – Shopping on EMI without credit card
ZestMoney – Shopping on EMI without credit card offers Buy Now Pay Later EMI loans. Interest range varies. Processing fee varies. Tenure varies.
Google Play Link : Click here to Download App
Website: https://www.zestmoney.in/
My Personal experience (2021)
They did not offer me loan. (We are very sorry we couldn’t offer you credit at this time).
10. Kreditzy Personal Loan App Online Loan
Kreditzy Personal Loan App Online Loan offers instant loans. Interest range varies. Processing fee varies. Tenure varies.
Google Play Link : Click here to Download App
Website: https://www.kreditzy.com/
My Personal experience (2021)
They did not offer me loan.
